Experts agree that the “third party” payment system in health care is one of the big
factors driving up health costs. People just don’t pay much attention to costs when a third party
is paying for their health care. But it looks as if the tax-advantaged Health Savings Accounts (HSAs)
are beginning to change all that.
HSAs are accounts that consumers use to pay routine health costs. They
are usually combined with a high-deductible health insurance policy.
Michael Barone reports that there are already over a million Americans with HSAs and
employers are planning to move more of their employees into them. And health cost inflation is beginning
to slow down. Could it be a coincidence, or is there cause and effect in operation here?
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