Tuesday, March 14, 2017

Oh No! 14 Million Will Lose Their Insurance!

Considering that the Congressional Budget Office is the very incarnation of the expert-led administrative state, it is amazing how they manage to provoke end-of-the-world headlines.

Apparently, under Ryancare, 14 million Americans will lose their health insurance.

Oh wait.
[T]he assessment by the CBO... said most of the immediate increase in the uninsured would occur as a result of doing away with the individual mandate. "Some of those people would choose not to have insurance because they chose to be covered by insurance under current law only to avoid paying the penalties, and some people would forgo insurance in response to higher premiums," explains the CBO summary.
Ah so! What we have here is sensible Americans without significant assets that sensibly understand that they get nothing from health insurance. So why sign up?

But wait! These people are free-loaders, deadbeats, that are trying to weasel their way out of paying their fair share of the nation's health care costs.

So? What about people on Medicaid? What about geezers like me on Medicare? When is the nation going to get into a tizzy about us failing to pay our fair share?

After all, this is the welfare state. The whole principle of the welfare state is to hand out free stuff to the people in exchange for their vote.

Very well. But two can play at this game. If you ruling class grandees aren't handing out the free stuff to me, directly, in cold hard cash, then why in tarnation should I submit to your evil tax and compel regime without a peep? Just so you can get the support of some other freeloaders and get elected once again?

Because if I am a white working class deplorable without significant assets then the sensible freeloader thing for me to do is to skip health insurance, dump myself in the ER when I get sick, and then declare bankruptcy when the bills come due.

People do that, all the time. I had an acquaintance down the street that had run up tons of bills on credit cards and dumped the whole thing in bankruptcy with the help of a friendly attorney. But he got to keep his car, because people need a car to get to work. And, of course, he didn't have a home mortgage, he rented.

More and more, I am liking the idea of Donald Trump. Instead of throwing up his hands and saying "Oh no! 14 million uninsured!" he is saying that we need to let the sucker "implode." Really, that is what we are paying for when we vote for a president. Genuine brass balls, Queens edition.

The cunning in that kind of strategy is that the freeloaders need to be afraid before they are willing to deal. It is easy to demand your entitlements when everything is copacetic. But when the writing is on the wall, and the whole health care system is going down the tubes, we welfare-state freeloaders are likely to be willing to compromise on half a loaf instead of the whole entitlement loaf we are used to demanding as our "right."

But here is a question. I'd have to think that the people losing out on Ryancare were never going to vote for a Republican anyway? So I wonder how much of a downside occurs if the 14 million become uninsured.

Maybe the difference is that the losers get angry and actually get out and vote.

No comments:

Post a Comment